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Dive into our collection of money-smart insights and practical finance tips that have helped thousands take control of their financial future. Browse through past issues of Rise & Hedge to unlock the kind of clear, actionable advice that turns financial confusion into confidence.
4 Stocks to Commodify Your Portfolio
Last week, we discussed commodities, what drives their prices and how they can indicate investable opportunities. This week, we’re going to apply that lesson. But
Your Breakfast Is About to Get More Expensive
Understanding Commodity Supply & Demand Is Understanding Opportunity Commodity /ˈkuh·maa·duh·teeˈ/ noun: a raw material or primary agricultural product that can be bought and sold, such
Have a Kid? Here’s Why You Need a 529 Plan
Tax-Free College Savings That Benefit From Compound Interest Since 1980, the cost of college has increased 1,200%. Compound Interest/ˈkämˌpound in·truhstˈ/ nounthe interest on savings calculated
Give Your Portfolio Some Royalty
Over the past 40 years, stocks that increased or initiated dividends produced an average annual return of 13.74% vs. a 9.6% return for non-dividend-paying stocks.
Dividend & Win
Since 1930, dividends account for 40% of stock market returns and 54% during decades with elevated inflation. Dividend /ˈdivəˌdend/ noun: a sum of money regularly
Top 7 Crowdfunding Platforms
Crowdfunding /ˈkrowd·fuhn·duhngˈ/ noun the practice of funding a project or venture by raising many small amounts of money from a large number of people, typically
Investing in Fun
From baseball cards to wine collections, alternative assets introduce fun to portfolios. Alternative Asset/ˈaal·tur·nuh·tuhv a·suhtˈ/ nouninvestments that fall outside of the traditional asset classes commonly
Are CDs ‘Cool’ Again?
Certificates of deposit are currently providing yields over 5%. Certificate of deposit /ˈsərˈtifəkət uv di’ pozitˈ/ noun: a certificate issued by a bank to a person depositing
How to Profit From the War Racket
In 2023, nearly half of America’s defense budget will end up in the pockets of military contractors. In last week’s issue of The 101, we
Game of Drones
There’s big money to be made in the defense of America. “In all, at least a mind-boggling $21 trillion of Pentagon financial transactions between 1998
Escape the Inflation Trap: Turn Your Savings into Earnings 💰
Inflation is eroding your savings. Here’s how to get more bang for your buck. That bank around the corner is really convenient, isn’t it? They’re
How Gold Shines in Times of Economic Unrest — and Where to Find Your Golden Nugget
The world’s oldest store of value is once again shining brightly. In financial literacy education, learning how to diversify your investments is a fundamental principle.
The Debt Ceiling Dilemma: Unmasking the Consequences of a $31.7 Trillion Threshold
As soon as next month, the federal government could hit its $31.7 trillion debt limit. “Hide your kids, hide your wife and hide your husband
How & Why Do Banks Fail?
Bank run /ˈbängk rənˈ/ noun when many clients withdraw their money from a bank because they believe the bank may fail in the near future.
The Treasury Chest
The 26-week Treasury bill is now yielding 5.31% … 5.27% more than the average U.S. bank’s savings account offers.
How to Ensure Your Financially Secure Retirement
Over half of all workers (55%) intend to work during retirement to make ends meet.
How to Make the Most of What (Money) You Have
64% of Americans live paycheck to paycheck.
America’s Retirement Savings Crisis
In 1970, 45% of America’s private sector workers had an employer-sponsored pension plan. By 2014, that figure plummeted to just 2%.